Winter Sports Travel Insurance

Most policies offered via Traveladder include the option to add winter sports cover for an additional premium. This covers a range of benefits specifically designed for skiing, snowboarding, and similar winter activities - but it’s important to understand the limitations and differences between providers.

If you're looking at taking out additional winter sports cover on an annual multi-trip policy, bear in mind that there's usually a maximum amount of days you can do the activity for. This limit is often a maximum of 17-21 days per policy year, so for longer winter sports trips it's worth looking at a single trip policy.

There are also restrictions on the maximum age for winter sports. This is often around 65-70 years old, so we'd ask that you double check the Policy Wording or call us to discuss your options.

What's covered?

• Loss or damage to ski equipment 
  Owned or hired, usually with different limits for each.
• Loss of ski pass 
  Cover if your lift pass is lost, stolen, or damaged during your trip.
• Piste closure 
  If a lack of snow or bad weather shuts down all pistes, you'll typically be compensated per day.
• Delayed ski equipment 
  Reimbursement for hiring alternative gear if yours is delayed on arrival.
• Unused winter sports pack 
  Some policies reimburse pre-paid lessons or hire if you're injured or ill.
• Search and rescue costs 
  Covered up to specific limits if you're injured on the slopes.

Sports included:

While the exact list of covered activities varies depending on the policy you choose, generally you can expect to be covered for:

• Skiing (on-piste)
• Snowboarding (on-piste)
• Cross-country skiing
• Ice skating (excluding racing)
• Snowmobiling (with appropriate licence and protective gear)
• Dry slope skiing
• Off-piste skiing is typically only covered when accompanied by a qualified guide.